Americans for Fairness in Lending

Americans for Fairness in Lending (AFFIL) and Americans for Financial Reform (AFR) are partnering to reform the nation’s lending industry and financial system to protect Americans’ neighborhoods, homes and pocketbooks.

The work very hard to make sure that the consumer's rights are taken into consideration and that help to get the voice of the people heard. Here are some of the things that they are working on, and how you can help.

The Senate Banking Committee is expected to address its version of financial reform this month. Tell your Senators that we need a strong CFPA as part of the package! Click Here!

Move Your Money! Our friends at the Huffington Post and Americans for Financial Reform are encouraging people to move their money away from the biggest, baddest banks to smaller, community based banks and credit unions. Read all about it, and give some thought to moving your money if you bank with one of the "Big Four."

Avoid that Refund Anticipation Loan (RAL)! Every year, consumers spend millions of their own dollars to get their tax returns just a few days early. If you get your taxes prepared professionally, make sure to say "no" if you are offered a rapid refund (RAL). It's really a loan with an extremely high interest rate -- like 1300%! Sit tight and wait a few days for your full refund. (Can't wait even a few days? Visit the Consumer Federation of America for tips finding affordable short-term loans.)