Providing education about scams, along with resources and support for scam victims.
Tuesday, August 24, 2010
A typical Lottery or Sweepstakes Scam begins with an email telling you that you have won a large amount of money, and giving you the name of a contact person or agent that you are supposed to work with in order to claim your money. The “lottery winner” will be told that they need to pay a processing fee in order to claim their winnings. For some, these scams become an addiction much like gambling. There is the promise of a large amount of money, and it feels like it is so close, that they continue to send the “agent” more and more money to cover all of the fictional fees and transfer charges.
In other variations, the “winner” will receive a check from the fake lottery agent. They will be told that the check is a partial payment on their winnings, and that to receive the remainder of the winnings they must cash the check and wire a portion of that check, for fees or charges, to the agent. From here, this variation follows the path of a typical Counterfeit Cashier’s Check Scam. The scam victim takes the check to the bank, deposits it and waits for the bank to tell them that the check is clear. Once they believe that the check is clear and has been verified as legitimate, the scam victim then wires the “fees” on to the agent. In about a week, the scam victim is contacted by their bank and told that the check is counterfeit and that they must return the money and are fully liable for the entire amount of the check.